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Perlinger Consulting, Inc. > All Posts (Page 12)
A depiction of various u.s. dollar bills with a label reading "inflation" placed centrally over them.

WHAT DOES THE INFLATION REDUCTION ACT MEAN TO YOU?

Article Highlights: Increased Internal Revenue Service (IRS) Funding Drug Pricing Affordable Care Act Insurance Premiums Corporate Minimum Tax Excise Tax on Corporate Stock Buybacks Home Solar Energy Credit Extended and Increased Credit For Energy Efficient Home Modifications Clean Vehicle Credit Credit For Previously Owned Clean Vehicles Credit For Qualified Commercial Clean Vehicles Research Credit On August 16,...

A woman in a blue shirt speaking on a phone while looking at documents beside a laptop in a stylish office.

TAKE TAX ADVANTAGE OF A LOW-INCOME YEAR

Article Highlights: Exercise Stock Options Convert a Traditional IRA to a Roth IRA Maximize IRA Distributions Sell Appreciated Stock Delay Business Expenditures Release Dependency Delay Personal Deductible Expenditures People generally assume that tax planning only applies to individuals with the big bucks. But think again, as some tax moves benefit lower-income taxpayers and...

Assorted euro banknotes and coins with "interest" spelled out in letter blocks on a dark surface, overlaid with a company watermark.

NOT ALL INTEREST IS DEDUCTIBLE FOR TAXES

Article Highlights: Interest Categories Category Deductibility Interest Tracing Rules A frequent question that arises when borrowing money is whether or not the interest will be tax deductible. That can be a complicated question, and unfortunately not all interest an individual pays is deductible. The rules for deducting interest vary,...

A middle-aged couple relaxes on wooden chairs outside a camper trailer, the woman reading a book and the man using a laptop.

WHAT IS A REQUIRED MINIMUM DISTRIBUTION?

Article Highlights: Required Minimum Distributions When the Distributions Must Begin RMD Distribution Tables Figuring the Amount of the Distribution Beneficiary Distribution Rules Surviving Spouse Eligible Designated Beneficiaries Account Owner’s Minor Child Other Beneficiaries Ten Year Rule Pending Legislation Required minimum distributions (RMDs) are required distributions from qualified retirement plans. RMDs are commonly associated with traditional IRAs, but...

Senior couple consulting with a financial advisor in an office, with a focus on estate planning displayed on a computer screen in the foreground.

WILL YOUR RETIREMENT INCOME BE ENOUGH?

Article Highlights: States With No Income Tax Social Security Benefits Roth IRA Retirement Account Traditional IRA Retirement Account Spousal IRA Back-Door Roth IRA Saver’s Credit Employer Pensions Employee Funded Retirement Plans Health Savings Accounts Brokerage Accounts Municipal Bonds Investments Home Equity & Gain Exclusion Reverse Mortgage Whole Life Insurance Cash Value That is an important question because the actual money you...

Golden retriever wearing a red service dog vest, smiling at the camera with a snowy background.

TAX BENEFITS FOR PEOPLE WITH DISABILITIES

Article Highlights: ABLE Accounts Disabled Spouse or Dependent Care Credit Medical Deductions Home Modifications Special Schooling Nursing Services Impairment-related Work Expenses Individuals with disabilities, as well as parents of disabled children, are eligible for several income tax benefits. This article explains some of these tax breaks. ABLE Accounts – A federal law allows...

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